ICICI Bank is estimated to report strong NII growth Q3FY25, with a modest rise in net profit. Analysts expect business growth to remain healthy, with elevated cost ratios, while margins are expected to witness a mild moderation.

As ICICI Bank profit beats analyst expectations, the results are expected to have a positive impact on the stock on Monday.

ICICI Bank is set to report its quarterly financial results on Saturday, January 25. The private sector bank is estimated to register an 11 per cent rise in its net profit for the third quarter of the current financial year,

ICICI Bank, the second largest private sector bank, reported a 14.8% year-on-year growth in net profit for the third quarter ended December 31 to ₹11,792 crore. The bank’s net interest income (NII) increased by 9.1% year-on-year (YoY) to ₹20,371 crore.

ICICI Bank reports 15% rise in net profit, stable core income, healthy funding profile, and strong loan growth.

ICICI Bank on Saturday reported that its standalone Q3 profit after tax grew by 14.8% year-on-year (YoY) to Rs 11,792 crore while net interest income (NII) increased 9.1% YoY to Rs 20,371 crore during the December quarter.

ICICI Bank's net interest margin for the third quarter of FY25 stood at 4.25%, marginally lower than the previous quarter's 4.27% and much lower than the 4.43% reported in Q3 of FY24. The bank also kept its net NPA ratio steady at 0.42%.

ICICI Bank reports 15% rise in Q3 net profit to ₹11,792 crore, with improved asset quality and capital adequacy.

According to the bank, the higher NPA additions during the third quarter typically come from its Kisan Credit Card portfolio, a credit scheme for farmers. The bank's provision coverage ratio for non-performing loans stood at 78.