The credit bureaus use their own proprietary algorithms and calculate their own credit scores. Equifax uses the Equifax Risk Score, while TransUnion uses the CreditVision Scoring Model.

Average APRs have inched down slightly, but you should focus on lowering your credit card balance as soon as you can.

Consumers can consider these three strategies and others as they seek to rebuild their credit and get back in the good graces ...

So, why not earn some rewards on that chunk of your spending? Several credit cards offer benefits and perks on public transportation, with some even offering rewards on ride apps, taxis and gas ...

Your credit score is a primary factor in determining the interest rate for your loan. There are plenty of lenders offering personal loans for fair credit. Even though you may qualify for a loan ...

If you're in the market for a new card, you should do your research to choose the best credit card for your needs. Use this comparison tool to search for cards you're interested in, add any of our ...

Obtaining one of the best credit cards for bad credit can help you improve your credit score when you use the card responsibly, such as making on-time payments and keeping your balance low. But let’s ...

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All times are UK and subject to change. BBC is not responsible for any changes.