Mortgage, federal reserve

Mortgage rates saw their first drop in six weeks — and this is the No. 1 mortgage provider in January 2025
We analyzed mortgage reviews on 10 major financial sites to find out which providers landed on the most “best mortgage” lists
This Week's Mortgage Predictions: The Fed Isn't Rushing to Lower Interest Rates
Average 30-year fixed mortgage rates have remained around a steep 7% for several weeks. While President Donald Trump has claimed he will bring mortgage rates down to 3% -- which would indicate a severe economic crisis -- the president doesn't set rates on home loans.
Mortgage rates decline slightly, but help from the Fed isn’t coming
Federal Reserve officials are almost certain to leave benchmark rates unchanged on Wednesday, which would end a run of three straight cuts.
Understanding the Federal Reserve's Role in Mortgage Rates
Learn how Fed meetings affect mortgage rates and what it means for borrowers. Discover trends, impacts, and expert predictions on mortgage rates.
What This Week's Fed Decision Means for Mortgage Rates
Policy changes from the Fed: When the Fed adjusts the federal funds rate, it spills over into many aspects of the economy, including mortgage rates. The federal funds rate affects how much it costs banks to borrow money, which in turn affects what banks charge consumers to make a profit.
With Mortgage Rates Near a 4-Week Low, How Much Would Your Monthly Payment Be?
Mortgage rates are up just a couple of basis points since last week, keeping them near their post-Christmas low. Rates on new 30-year fixed-rate loans averaged 6.98% on Friday, as compared to the 4-week low of 6.93%. 15-year loans saw their Friday-to-Friday average rise a more sizable 8 basis points, now up to 6.14%.
Over 6 Million Americans Are Late on Mortgage Payments
Over 6 million Americans are late on their mortgage payments, according to a study.
Mortgage Refinance Rates Today: January 27, 2025—Rates Inch Up
The rate on a 30-year fixed refinance jumped today. The average rate for refinancing a 30-year fixed mortgage is currently ...
Today's Mortgage Rates | Rates May Not Drop Much This Year
These are today's mortgage and refinance rates. Mortgage rates may only drop a little bit this year since the economy is ...
Mortgage Rates Holding Near 2025 Low
Friday, ending the week just a few basis points above their lowest level of the new year. Many other loan types also saw ...
Rocket Mortgage wins majority judgment dismissal in suit over appraisals
The plaintiffs claimed Rocket and an affiliate shared home value estimates from refinance applications with appraisers, ...
My daughter bought a home with her boyfriend, but they broke up. Can she remove him from their 4% mortgage?
The only way to remove the ex-boyfriend from the mortgage is to refinance the loan and give up that sweet 4% mortgage rate. I ...
When I told the internet I'm paying off my 2% mortgage early, men flooded my inbox to 'correct' me. They're wrong, and here's why.
I'm paying off our 15-year mortgage early, even though the interest is under 2%. Returns aren't everything, and financial ...